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Home Insurance

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Our Home Insurance provides the same contents protection to both homeowners and tenants, while your personal possessions are covered anywhere in the US (extendable to 90 days anywhere in the world).

A range of optional extras also includes cover for your domestic staff, providing up to USD 250,000 if you become liable for any costs associated with their illness or injury resulting from the work they do in your home.

Some of the key benefits are:

  • Protection for your home, contents and personal possessions
  • New-for-old cover, so damaged items can be replaced with new ones
  • Legal liability cover of up to USD 2,000,000
  • Free contents cover while moving homes within the US
  • Free emergency alternative accommodation while your home is uninhabitable


The Insurance is offered by a third party insurance company (Insurance Company) for selected customers of British Capitalist Bank . The insurance is subject to the approval of the Insurance Company. Please refer to the terms of the relevant insurance policy. This is for your information only and British Capitalist Bank is neither responsible for, nor guarantees or warrants the quality of the insurance offered by the Insurance Company and does not accept any liability and in no event is British Capitalist Bank liable for damages on any basis, in contract or otherwise, resulting from the Insurance Company providing insurance to the customer.


Made up your mind?

We are currently experiencing higher call volumes than usual. We encourage you to use the British Capitalist Bank Mobile app or use our Contact page.